Version 1.0 · Published 12 June 2026 · Document type: ANTI_FRAUD
1. Scope
This policy covers payment fraud, referral abuse, fake accounts, check-in fraud, review manipulation, and wallet laundering.
2. Detection
We use automated rules, device fingerprinting metadata, velocity checks, and manual review. Razorpay risk tools assist payment screening.
3. Enforcement actions
Actions include transaction holds, account suspension, reversal of fraudulent credits, and reporting to law enforcement.
4. Appeals
Contact fraud@joinyog.com with account email and transaction IDs within 14 days of action.